pension
How to build a pension pot
Introduction Building a pension pot is a vital step towards securing your financial future for your retirement. With changing economic landscapes and
September 27, 2024 No Comments
Blog
Budget
Spring Budget Summary 2024
Summary of the Chancellor’s Spring Budget Taxes National insurance contributions cut from 10% to 8% for employees. Self-employed national insurance rates cut
March 13, 2024 No Comments
Budget
Autumn Statement 2023
Autumn Statement 2023 On the 22nd November 2023, The Chancellor of the Exchequer, Jeremy Hunt announced the Government’s autumn statement. Prior to
November 23, 2023 No Comments
pension
Passing your pension onto loved ones
Three tips for passing your pension on to your loved ones Do you consider your pension an asset in the same way
November 7, 2023 No Comments
Budget
Spring Budget 2023
Spring Budget Summary 2023 ENERGY PRICES / BILLS The energy price guarantee will remain at £2,500 for a further 3 months. Fuel
March 20, 2023 No Comments
Budget
Autumn Statement 2022
Autumn Statement 2022 STABILITY, GROWTH & PUBLIC SERVICES On the 17th November 2022, Chancellor of the Exchequer Jeremy Hunt announced the Government’s
November 18, 2022 No Comments
Budget
Mini Budget – what it means to you?
Mini Budget – what it means to you? On Friday 23rd September, Chancellor Kwasi Kwarteng MP, shared the Conservative Government’s mini-budget plans
October 1, 2022 No Comments
Budget
Spring Statement – March 2022
THE BELOW SUMMARY WAS TAKEN FROM THE CHANCELLOR OF THE EXCHEQUER’S SUMMARY ON 23 MARCH 2022. INTRODUCTION Against a backdrop of the
March 24, 2022 No Comments
Investments
Cash ISA’s vs Inflation
Cash ISA vs Inflation Did you know the Halifax currently pay 0.01%* on their online easy access cash ISA account. Yes, you
February 18, 2022 No Comments
Budget
Budget 2021
On 3rd March 2021, Chancellor Rishi Sunak delivered the Spring Budget. In this budget he announced the platform to discuss the ways
March 6, 2021 No Comments
Investments
5 steps to successful investment planning
How to make the most of my money? Investment planning starts with understanding what your aims are. It is then vital to
December 23, 2020 No Comments
Budget
Spending Review Statement 2020
Spending Review This week’s Spending Review statement made by the Chancellor confirmed some key points on infrastructure and budgetary matters and leaves
December 9, 2020 No Comments
Coronavirus
Winter Economy Plan
Chancellor outlines Winter Economy Plan Chancellor Rishi Sunak has announced that, as the Job Retention Scheme (JRS) terminates at the end of
October 1, 2020 No Comments
Budget
Chancellor’s Summer Statement
Chancellor’s Summer Statement The main points of the Chancellor’s Summer Statement are summarised in this article. The Chancellor’s focus was on the
July 29, 2020 No Comments
Investments
Investment Diversification is Key
Investment Diversification is Key When you examine investment performance over the long term, there is no obvious pattern. Take Emerging Market funds
July 27, 2020 No Comments
Financial Planning
What value from your financial adviser?
What value from your financial adviser? As financial advisers we work side by side with our clients and take responsibility for the
July 9, 2020 No Comments
Coronavirus
COVID-19 Government Support For Business
Government Support for Businesses During the COVID-19 Pandemic On 17th March the Chancellor, Rishi Sunak, announced a dramatic set of temporary measures designed
March 26, 2020 No Comments
Investments
Coronavirus & Investment Update for Clients
An Investment Update for Clients It’s difficult writing about financial and economic matters when health is quite rightly at the top of
March 26, 2020 No Comments
Financial Planning
Can your money work harder in 2020?
Can your money work harder in 2020 Now could be the perfect time to consider whether your savings, investments and pensions are
January 3, 2020 No Comments
Retirement
Pension Freedoms 4 years on
Pension Freedoms 4 years on The Government’s announcement of Pension Freedoms in 2014 came into play from the start of the 2015/16
May 28, 2019 No Comments
Retirement
The Pro’s and Con’s of buying an Annuity
The Pro’s and Con’s of buying an Annuity Protecting your financial health with the right retirement plan is a responsibility that nobody
May 28, 2019 No Comments
Retirement
How to Create the Perfect Retirement Plan
How To Create The Perfect Retirement Plan Retirement, for many, is a chance to continue doing the things they love most, from
April 25, 2019 No Comments
ISA
The Benefits of Saving Regularly
The Benefits Of Saving Regularly There are often two types of investors. There are investors who already had money in their pocket,
April 25, 2019 No Comments
Financial Planning
What Are The Benefits of Financial Planning?
What are the benefits of Financial Planning? Have you ever thought about financial planning? Creating a financial plan for yourself should be
April 2, 2019 No Comments
Financial Planning
What Is Estate Planning?
Estate Planning Whether you realise it or not, you have an estate. Lots of people are unaware of what makes up an
February 25, 2019 No Comments
Retirement
What Is A Pension Review?
Pension Review Are you starting to prepare for your retirement? You may wish to complete a pension review. A pension review is
February 25, 2019 No Comments
Investments
How Does Investment Planning Work?
Investment Planning If you are keen to protect the health of your finances, you need to think in terms of investment planning.
February 25, 2019 No Comments
Financial Planning
What does an Independent Financial Adviser Do?
What does an Independent Financial Adviser Do Financial advice can be invaluable. With the right financial advice, you can decide how to
February 5, 2019 No Comments
Financial Planning
How Can I Reduce the Amount of Tax I Pay on My Investments?
How Can I Reduce the Amount of Tax I Pay on My Investments? Everyone’s searching for ways to pay as little tax
February 5, 2019 No Comments
pension
Who Can Do A Pension Review
Who Can Do a Pension Review? Retirement planning has become a major financial responsibility that many of us are trying to tackle
February 5, 2019 No Comments
Investments
Diversification – the only free lunch in investment?
Diversification – the only free lunch in investment The above chart shows the “ups and downs” of different assets classes between 2005 –
January 22, 2019 No Comments
Budget
Budget 2018 – what it means for clients
Budget 2018 – what it means for clients With no significant tax or pension changes in the Budget, we can plan for
October 29, 2018 No Comments
pension
The New State Pension
The New State Pension The new state pension was introduced on 6th April 2016. This affects everyone who has yet to reach
October 11, 2018 No Comments
Financial Planning
Do you know the value of your pension pot?
Do you know the value of your pension pot? The new pension freedoms place even greater responsibility on individuals to take control
April 30, 2018 No Comments
Risk
Don’t put all eggs in one basket!
Don’t put all eggs in one basket! As financial advisers, we talk all the time about the benefits of investing in different
March 19, 2018 No Comments
Tax allowances
Is your investment paying too much dividends?
Is your investment paying too much dividends? From 6th April 2018 the dividend allowance, introduced in 2016, will reduce to £2,000. The
March 9, 2018 No Comments
ISA
ISA vs Pension
ISA vs Pension – which is best? ISAs (Individual Savings Accounts) are a popular way to save. They are after all tax
February 7, 2018 No Comments
Retirement
How To Choose Your Retirement Age
How to choose your retirement age Many people are concerned or confused about their pension as they approach retirement age, or possibly
December 1, 2017 No Comments
