Pension advice
Pension advice
Planning for your retirement is one of the most important financial decisions you’ll make.
At TKV Financial Management, we specialise in guiding you through the pension advice process, ensuring that you make informed decisions tailored to your goals.
Whether you’re just starting out or approaching retirement, our expert advisers will help you maximise your pension savings, navigate pension schemes, and make the most of tax-efficient opportunities.
From consolidating pensions to setting up new plans, we’ll work with you to create a retirement strategy that suits your individual needs.
Key Features
Personalised Pension Advice
We offer personalized pension advice that suits your unique financial situation and future aspirations, ensuring that your retirement savings are aligned with your goals.
Tax-Efficient Contributions
Maximise your contributions with expert advice on how to make the most of tax reliefs and allowances to grow your pension pot efficiently.
Ongoing Review & Support
Your financial circumstances may change over time, which is why we offer regular pension reviews to ensure you continue to meet your needs.
Get Started
Take the first step towards a financially secure retirement. Contact us today for a free, no-obligation consultation with one of our pension specialists.
FAQ
When should I start planning my pension?
The earlier you start planning your pension, the better. It gives your money more time to grow and benefit from compound interest. However, it’s never too late to start.
How much should I be contributing to my pension?
The amount you should contribute depends on your income, lifestyle, and retirement goals. A common guideline is to aim to save 15% of your income, but we can help personalise this based on your specific situation.
Can I combine old pensions into one plan?
Yes, consolidating pensions is often a good way to manage them more easily. We can help assess whether combining pensions is right for you and manage the process.
What happens to my pension if I change jobs?
If you change jobs, you can either leave your pension with your former employer or transfer it to a new scheme. We can guide you through your options and ensure your pension remains on track.
Can I access my pension early?
In some cases, you can start accessing your pension from age 55, but there may be penalties or tax implications. We can help you explore your options and determine the best course of action.
